Personal Finance for Indian Youth is broken
Over the last few years, working in Bengaluru's startup ecosystem, I noticed an almost universal lack of financial clarity among young professionals…
Founder's Notes
Personal finance insights, product thoughts, and industry updates from the FinnDot team building for Bharat's financial future.
Account Aggregators Will Be the Next Big Thing in India
We have seen this before. In 2014, when the government launched the Jan Dhan Yojana, a lot of people dismissed it. Too ambitious. Too…
Are Account Aggregators Safe?
Every day, someone downloads FinnDot, looks at the screen asking them to connect their bank account, and pauses. The message I get most from…
Personal Finance Isn’t a Literacy Problem
Before we wrote a single line of code for FinnDot, Pankaj and I spent months talking to young Indians about their relationship with money.…
Data without decisions is useless – why dashboards are failing young Indians
Here is a scene that plays out thousands of times a day across every personal finance app in India. A user opens the app.…
The personalisation gap: why Indian finance apps know your balance but not your situation
The personal finance industry in India has spent a decade asking the wrong question. The question it has been asking: how do we get…